🔥 247 families in your state protected this week — rates lock in today
Your mortgage doesn't pause if something happens to you — but your coverage can cover it
Mortgage Protection Insurance

Keep your family in their home — no matter what.

If you pass away or become disabled, mortgage protection pays your monthly mortgage so your family never has to worry about losing the house you built together.

Covers death & disability
Pays directly to your family
No medical exam required
Coverage matches your mortgage
1 in 4
Americans will become disabled before retirement
$1,800
Average U.S. monthly mortgage payment
72%
Of families have less than 3 months of savings
Trusted carriers we work with
What it covers

Three things that could cost your family their home

Most families are one crisis away from missing a mortgage payment. Mortgage protection insurance is designed to make sure that crisis never becomes a foreclosure.

💔 Unexpected death

Your policy pays off or continues your mortgage payments so your spouse and children aren't forced to sell or move out while grieving.

🏥 Disability or illness

If an accident or illness prevents you from working, your monthly mortgage benefit kicks in — keeping payments current while you recover.

💼 Involuntary job loss

Some plans include a job loss rider that covers your payments for up to 6 months if you're laid off through no fault of your own.

How it compares
Protection type
Mortgage Protection
Regular Life Insurance
Covers mortgage specifically
✓ Yes
Sometimes
Disability coverage
✓ Yes
✗ No
No medical exam
✓ Most plans
Varies
Job loss rider
✓ Available
✗ No
Benefit paid to family
✓ Yes
✓ Yes
"My husband passed unexpectedly at 48. Without the mortgage protection policy we'd set up two years earlier, I would have lost the house within six months. It gave me and the kids time to breathe."
— Sandra K., age 51, Texas

Protect your home today

See your options in under 2 minutes

About you Step 1 of 4

Free · No obligation · No spam

Your mortgage details Step 2 of 4
Your contact info Step 3 of 4
Schedule your free call Step 4 of 4
By submitting, you agree to be contacted about mortgage protection coverage. Your information is secure and never sold.
🏠

You're protected, friend!

A licensed specialist will reach out shortly. Want to connect right now and skip the wait?

⚡ Get faster service

Tap below to text your specialist directly — they'll respond within minutes.

💬 Text me now for my quote
Simple process

Coverage in 3 straightforward steps

Most homeowners are approved and covered the same day they apply.

01

Tell us about your home

Share your mortgage balance, age, and state. No lengthy paperwork — just the basics we need to find your best options.

02

Review your personalized plan

A licensed specialist presents you with the top plans available in your state — with clear pricing and no pressure.

03

Lock in your coverage today

Choose your plan and your coverage begins. Your family's home is protected starting from your first premium payment.

Common questions

Is mortgage protection the same as PMI?
No — PMI (Private Mortgage Insurance) protects the lender if you default. Mortgage protection insurance protects your family by paying your mortgage if you die, become disabled, or lose your job. The benefit goes to your family, not the bank.
How much does mortgage protection cost?
Premiums vary based on your age, mortgage balance, health, and state. Most homeowners pay between $40 and $120 per month for a $200,000 mortgage. Your specialist will show you exact rates for your situation.
Does my health affect my eligibility?
Many mortgage protection plans offer simplified underwriting with just a few health questions — no blood draws or medical exams. Even if you have pre-existing conditions, there are typically plans available to you.
What if I refinance or sell my home?
Most policies allow you to adjust your coverage amount if you refinance. If you sell, you can cancel the policy or convert it to a term life policy in many cases. Your specialist will walk you through the options.
How quickly does the benefit get paid?
Most claims are processed and paid within 30 days of a valid claim being filed. Your beneficiary will receive the funds directly and can use them to pay the mortgage or any other expenses.