No medical exam required · Coverage available for ages 45–85 · Rates starting under $1/day
Final Expense Coverage

Give your family the gift of peace of mind.

Final expense insurance covers burial costs, medical bills, and more — so your loved ones never face a financial burden during an already difficult time.

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No medical exam
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Coverage up to $30,000
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Guaranteed acceptance options
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Rates lock in at signup
Why it matters

The average funeral costs $9,000–$12,000. Are your loved ones prepared?

Final expense insurance is designed for one simple purpose: to make sure your family is never left scrambling to cover end-of-life costs. It's affordable, permanent, and built specifically for seniors.

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Your rate is locked in — forever

Once approved, your monthly premium never increases, even as you age or if your health changes.

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Benefits paid within 24–48 hours

Your beneficiary receives the full benefit quickly — no waiting months while expenses pile up.

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No lengthy application or exam

Most people qualify with just a few health questions. No blood draws, no doctor visits.

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Use the funds for anything

Funeral, cremation, medical bills, outstanding debts — your family decides how to use the money.

"I didn't want my kids worrying about money when they're already grieving. This gave me real peace of mind knowing it's taken care of."
— Dorothy M., age 72, Illinois

Protect your family today

Get your free quote in under 2 minutes

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You're all set, friend!

An insurance specialist will reach out within a few minutes. Want to skip the wait and connect right now?

⚡ Fastest way to connect

Tap below to send a quick text — your specialist is standing by and will respond immediately.

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Simple process

Coverage in 3 easy steps

Most people are approved and covered the same day they apply.

01

Answer a few questions

No medical exam needed. Just basic health questions that take less than 2 minutes to complete.

02

Get your personalized rate

A licensed specialist reviews your information and presents you with the best available options for your state and age.

03

Lock in your coverage

Choose your plan, complete the enrollment, and your coverage begins. Your rate is guaranteed to never increase.

Common questions

Who qualifies for final expense coverage?
Most people between the ages of 45 and 85 qualify. Many plans offer guaranteed acceptance with no health questions for seniors over 50. Even if you have pre-existing conditions, there are typically options available to you.
How much does it cost per month?
Rates vary based on your age, health, state, and coverage amount. Most seniors pay between $30 and $80 per month for a $10,000 policy. Your specialist will show you the exact rates available in your area.
Is there a waiting period before benefits are paid?
Some plans have a 2-year graded benefit period, while others offer immediate full coverage from day one. Your specialist will help you find an immediate-benefit plan if that's a priority for you.
Can my family use the money for anything?
Yes. Unlike a pre-paid funeral plan, final expense insurance pays a cash benefit directly to your named beneficiary. They can use it for funeral and burial costs, outstanding medical bills, credit card debt, or any other need.
How quickly will I hear back after submitting my information?
A licensed specialist typically reaches out within minutes during business hours. If you use the text option on the confirmation page, you'll often connect in under 5 minutes.